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Insurance

Insurance Brokers

Bradshaw Bennett Limited
Catherine House
Catherine Street
Macclesfield
Cheshire
SK11 6BB

Employers, Public & Products Liability Policy

Insurers:

Hiscox

Geographical Limits Business conducted at or from premises in Great Britain, Northern Ireland, the Channel Islands or The Isle of Man.

Principle Location

The Grove, Station Road, Royston, Barnsley, S71 4EP

Interest -

Indemnify against legal liability for damages and claimants’ costs and expense in respect of death, bodily injury or disease, sustained by an employee and caused during the period of insurance arising out of and in course of employment by the insured in connection with the business.

Indemnify against legal liability arising out of or in respect of:

  • injury to any person
  • property damage

Happening or incurring during the period of insurance as per the agreed policy wording.

Public & Products liability

Limit of Indemnity

 

  • Any one event - £5,000,000

 

  • All events, happening during any period of Insurance in respect of products supplied -  £5,000,000
  • All incidents considered to have occurred during any period of Insurance in respect of pollution or contamination of buildings or other structures or of water or land or of the atmosphere - £5,000,000
  • Financial Loss - £1,000,000

 

Employers Liability

Limit of Indemnity                                                                        £10,000,000

 

Professional Indemnity

Limit of Indemnity                                                                        £500,000

 

Legal Expenses

Limit of Indemnity                                                                        £100,000

Principle Conditions Unsatisfied Court Judgements

Indemnity to Principle

Full Contractual Liability

Subrogation Waiver

Warranties Applicable

Heat Warranty

It is a condition precedent to liability under this policy that no naked light will be used whilst the

Treatment of timber or vermin or pest control is undertaken in confined spaces.

Other Covers

Property Damage – “All Risks”; £250 Excess

Office Contents
£1,500

Stock
£5,000

Equipment in vehicles
£3,000

The details outlined herein are only a summary and cover will always be subject to the policy terms, conditions and exceptions.


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